Banaskantha Bank

Service Charges

Bank Charges Table

Particulars Charges
Duplicate Passbook issuing charges Rs. 50/- (No Charge if QAB of Rs. 1500 is maintained)
Stop Payment charges Rs. 50/- per occasion
Chequebook issue charges
Current Account 400 cheque leaves free in one year, then Rs. 2/- per leaf
Hyp / Cash Credit / MOD / FDOD No Charges
Duplicate Statement Rs. 5/- per page, Minimum Rs. 20/-, Maximum Rs. 100/-
Charge for failure of SI due to insufficient balances Rs. 25/- per occasion
Non-maintenance of AMB Balance
Regular Current A/c Rs. 50/- per month if balance is less than Rs. 5000/-
Regular Saving Accounts No Charges
Demat linked Saving A/c No Charges if balance is less than Rs. 5000/-
Payorder / Payslip charges / inter Draft
Our Bank 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 200/-
HDFC Bank 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 1000/-
Nationalised Bank 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 1000/-
Other Bank Rs. 50/- per instruction
Inter Branch Draft / Payorder / Payslip Cancellation, Duplication, Revalidation Rs. 50/- per instruction
Outward bills for Collection
Up to Rs. 5000/- Rs. 25/-
Up to Rs. 10000/- Rs. 50/-
Up to Rs. 100000/- Rs. 100/-
Maximum Rs. 200/- (including postage charges)
Inward bills for Collection
Per Rs. 1000/- Rs. 3/-
Minimum Rs. 40/-
Maximum Rs. 500/- (including postage charges)
ACH / ECS return charges Rs. 100/- per occasion
Outward cheque return charges Rs. 50/- per cheque
Inward cheque return charges Rs. 100/- per cheque
ATM Card Related Charges
New ATM card & Renewal card Rs. 100/- per year
Duplicate ATM card Rs. 100/-
Duplicate ATM Pin Rs. 50/-
NACH Mandate Rs. 50/- as one-time mandate charges per mandate
IMPS Charges
1 to 10,000 Free
10,001 to 25,000 Rs. 5/-
25,001 to 100,000 Rs. 10/-
100,001 to 500,000 Rs. 15/-
RTGS Charges
Inward remittance NIL
Outward remittance NIL
Standing instruction No charge
Recurring deposit (penalty for delay payment) 1% Penal for delay payment
Late Stock / Book debt statement 4% Penal charges of outstanding amount if stock statement not received on or before 10th of every month
Account closed before 6 Month
Saving A/c Rs. 100/-
Current A/c Rs. 200/-
Duplicate Share certificate charges Up to Rs. 100: Rs. 25/-
Above Rs. 100: Rs. 100/-
Duplicate Fixed Deposit Receipt Rs. 100/-
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